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The Wealth Trap of the Middle Class
According to the Office for National Statistics, the average household in the UK spent £676.60 per week, or £35,183.20 per year, in the 2024-2025 tax year. And the…
4 min read
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Vanguard lowers fees again!
Specifically for the FTSE All-World ETF, the only fund I invest into. Fees have been reduced twice in one year now: from 0.21% to 0.19% in October last…
4 min read
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Can a Cheap Index Fund Really Beat the World’s Best Investors?
If I offered you a choice between two investment managers, who would you pick? The first is a team of Nobel Prize winners, mathematicians, economists and Ivy League…
4 min read
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How much of your income should you save?
If you’ve ever searched for personal finance advice, you’ve probably come across something like the 50/30/20 rule, or some other financial advice that suggests you should save a…
4 min read
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The Little Book of Common Sense Investing
Unlike many personal finance books that rely heavily on stories, motivation, or flashy promises of wealth, John Bogle takes a far more evidence-based approach in his book, The…
4 min read







